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Look for gifts and grants.
Some companies offer grants and incentives to employees who are
buying a first home, community groups may have programs for first-time
buyers and the federal government has special offers for teachers
and police officers.
Save Money.
You will need it for the down payment, closing costs, moving and
other expenses.
Home inspection
Do plan on making a professional home inspection part of any offer
you make. This will help you understand the condition of the property
and the repair bills you may be likely to face.
Consider the location.
What will work best for you and your family? Consider the length
of your commute, distance to shopping, schools, recreation facilities,
etc.
Choose a REALTOR
A good real estate professional understands the current market,
has access to information you don't, understands the complexities
of the transaction and will be your advocate throughout the process.
Think credit.
Make it a point to pay all bills on time. Poor credit could mean
higher rates and higher monthly mortgage costs.
Get pre-qualified for a loan.
It's quick, it's free and it will take the guess work out of what
you can and can't afford.
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